JD.com Launches A2P2 Protocol: The First Smart Agent Autonomous Payment Standard, Dividing into Six Levels from L0 to L5

JD.com released the country's first smart agent autonomous payment protocol, A2P2, which for the first time categorizes AI payment capabilities into six levels from L0 to L5. The protocol focuses on the intermediate stages of L3 and L4, achieving a progressive transition from user confirmation to full autonomous decision-making by the smart agent, providing a framework for standardization of AI payments.